About Us - NXT Banking | India's #1 AI-Powered Fintech Platform

Who We Are

NXT Banking is India's leading AI-powered fintech platform, revolutionizing the digital payments ecosystem. Founded with a vision to democratize financial services, we provide cutting-edge API solutions that empower businesses to offer seamless payment experiences to their customers.

We are proudly owned and operated by Laraware Private Limited, a technology company committed to innovation and excellence in the fintech space.

5000+

Active Businesses

50+

Payment APIs

99.9%

Uptime Guarantee

24/7

Support Available

🚀 Building India's Future of Finance

From Uttar Pradesh to across India, we're transforming how businesses handle digital payments with AI-powered solutions.

Our Mission

To build India's most trusted and innovative fintech infrastructure that enables businesses of all sizes to integrate financial services effortlessly, driving financial inclusion and digital transformation across the nation.

Our Vision

To become the backbone of digital India's payment ecosystem, empowering every business with world-class fintech solutions powered by artificial intelligence and cutting-edge technology.

What We Do

NXT Banking provides comprehensive fintech API solutions that enable businesses to:

Mobile Recharge

Instant prepaid & postpaid mobile recharge for all operators across India

Bill Payments

BBPS-enabled bill payment services for electricity, water, gas, and more

Money Transfer

Instant DMT services with real-time transaction processing

AePS Services

Aadhaar-based banking services including cash withdrawal and balance enquiry

Payout Services

Bulk and instant payout solutions for businesses

PAN Verification

Instant PAN card verification and validation services

Our Journey

2023 - Foundation

NXT Banking was founded with a vision to revolutionize India's fintech landscape

2024 - Growth Phase

Launched 50+ APIs, onboarded 1000+ businesses, and achieved 99.9% uptime

2025 - Forbes Recognition

Featured in Forbes as India's first AI-powered fintech platform from Uttar Pradesh

2025 - AI Integration

Launched advanced AI-powered fraud detection and smart routing systems

Present - Market Leader

Serving 5000+ active businesses with comprehensive fintech solutions

Why Choose Us

AI-Powered Technology: Advanced machine learning for fraud detection and smart transaction routing
99.9% Uptime: Industry-leading reliability with redundant infrastructure
Comprehensive API Suite: 50+ payment APIs covering all major services
Bank-Grade Security: 256-bit encryption, PCI-DSS compliant, and RBI regulated
Instant Integration: Developer-friendly documentation and SDKs
24/7 Support: Dedicated support team available round the clock
Competitive Pricing: Best rates in the industry with transparent pricing
Real-Time Processing: Lightning-fast transaction processing

Our Technology

Built on cutting-edge technology stack:

AI & Machine Learning: Fraud detection, risk analysis, and smart routing
Microservices Architecture: Scalable and resilient infrastructure
API-First Approach: RESTful APIs with comprehensive documentation
Real-Time Processing: Sub-second powered for maximum reliability
Advanced Security: Multi-layer security with encryption at rest and in transit

transaction processing

Cloud Infrastructure: AWS/GCP

Compliance & Certifications

PCI-DSS Certified for Payment Security
ISO 27001:2013 Information Security Management
Registered under Companies Act, 2013
GST Registered Entity

Get in Touch

Want to learn more about how NXT Banking can transform your business? We'd love to hear from you!

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About NXT Banking