Revolutionary intelligent payment infrastructure with smart routing, real-time fraud detection, and automated reconciliation. Built by UP's first Forbes-featured tech company.
Real-time payment processing
To: Vendor XYZ • UPI
From: Customer • IMPS
Batch: #2024-001 • AI
Revolutionizing digital payments with artificial intelligence, built by UP's first Forbes-featured technology company
We're not just another payment gateway. We're India's first AI-powered fintech infrastructure that combines 50+ ready-to-use APIs with intelligent routing, real-time fraud detection, and automated reconciliation.
Featured in Forbes India for our innovative approach to fintech, we've delivered 5000+ applications and processed over 50 million transactions with 99.9% uptime.
From mobile recharge to money transfers, from bill payments to banking services, from AEPS to UPI - we provide everything you need to build a complete fintech application in just 5 minutes.
Machine learning algorithms automatically route transactions to the best gateway, detect fraud in real-time, and optimize success rates continuously.
Complete ecosystem covering recharge, money transfer, bill payment, AEPS, banking, insurance, travel, and 40+ more services.
Lightning-fast APIs with guaranteed sub-100 millisecond response times and 99.9% uptime SLA.
PCI DSS Level 1 certified, ISO 27001 compliant, with 256-bit encryption and advanced fraud prevention.
RESTful APIs, comprehensive documentation, SDKs in 5 languages, Postman collections, and sandbox environment.
Dedicated technical support, account managers, developer community, and real-time monitoring.
Built with cutting-edge technology to deliver unmatched performance and reliability
Intelligent transaction routing that automatically selects the best payment gateway based on success rates, cost, and performance metrics.
Advanced AI algorithms monitor every transaction in real-time, detecting and preventing fraudulent activities before they occur.
Automated settlement reconciliation eliminates manual work, reducing errors and saving hours of processing time.
Comprehensive real-time analytics with AI-powered insights to help you make data-driven decisions.
Sub-100ms response times with 99.9% uptime guarantee. Built for scale with enterprise-grade infrastructure.
256-bit SSL encryption, two-factor authentication, and compliance with PCI DSS, ISO 27001 standards.
Comprehensive suite of payment and banking APIs with AI-powered optimization. Everything you need to build a complete fintech platform - No need to integrate multiple providers!
India's first fintech platform with built-in AI for smart routing, fraud detection, and automated operations. Our machine learning models process millions of data points to optimize every transaction.
Our proprietary AI algorithms analyze real-time success rates, costs, and performance metrics across multiple payment gateways to automatically route each transaction to the best provider.
Advanced machine learning models trained on millions of transactions detect fraudulent patterns in real-time, stopping fraud before it happens.
AI-powered reconciliation engine automatically matches transactions, settlements, and refunds across multiple providers, eliminating manual work completely.
Advanced analytics powered by AI provide actionable insights, predict trends, and help you make data-driven decisions to grow your business.
Our AI monitors system health 24/7, automatically detecting and fixing issues before they impact your business. True zero-downtime architecture.
AI-driven notification system sends the right message at the right time through the right channel, improving customer engagement and reducing notification fatigue.
From fintech startups to enterprise banking, our APIs power digital transformation across diverse sectors
Skip months of development and regulatory compliance. Get instant access to 50+ ready-to-use payment and banking APIs with built-in compliance, security, and AI optimization.
Create a comprehensive digital wallet with recharge, bill payments, money transfer, UPI, and more. Everything you need to compete with Paytm, PhonePe, and Google Pay.
Integrate payment gateway, COD management, refunds, and settlement - everything an e-commerce platform needs with AI-powered fraud detection.
Complete banking API suite for building neobanks, digital banking apps, and financial services platforms with regulatory compliance built-in.
White-label payment infrastructure for building your own payment aggregation business. Serve merchants with a complete suite of services under your brand.
Scalable APIs for B2B payment processing, vendor payments, payroll, and bulk transactions with enterprise-grade security and support.
Comprehensive API documentation, tools, and resources for seamless integration
Complete OpenAPI 3.0 specification with interactive testing
Test, debug, and monitor your integrations in real-time
SDKs, code examples, and ready-to-use collections
Your security is our top priority. We employ military-grade encryption and comply with all major international standards.
All data transmitted through our APIs is encrypted using industry-standard 256-bit SSL/TLS encryption, the same level used by banks worldwide.
Secure API key generation, rotation, and revocation. Support for multiple keys with different permissions and IP whitelisting for enhanced security.
Mandatory 2FA for all sensitive operations. Support for SMS OTP, email verification, and authenticator apps for maximum security.
Granular permission system with role-based access control (RBAC). Define exactly who can do what in your organization.
Complete audit trail of all API calls, user actions, and system events. Tamper-proof logs for compliance and forensics.
Restrict API access to specific IP addresses. Add an extra layer of security by allowing requests only from authorized servers.
24/7 security monitoring with AI-powered threat detection. Get instant alerts on suspicious activities or unusual patterns.
All data stored in ISO 27001 certified data centers located in India. Full compliance with data localization requirements.
Advanced DDoS protection with automatic mitigation. Your APIs stay online even during large-scale attacks.
Ready to transform your business with India's #1 AI-powered fintech platform? Get started with a free consultation or start your free trial today!
Our team is here to help you build and scale your fintech application. Reach out through any of these channels:
Sales: +91 7314621515
Support: Available 24/7
Chat with our team in real-time
Available 24/7
Laraware Private Limited
B-2/64, Vibhutikhand, Gomatinagar,
Lucknow, Uttar Pradesh, India
Join 5000+ businesses already using NXT Banking APIs. Start your free trial today - no credit card required, no commitments. Get instant access to all 50+ APIs and our premium support team.
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